The Customer Offer
We finance the build. You keep your business.
Hadto analyzes how your business runs day to day, designs a business operating system around it, and finances the build. There is no implementation fee. You pay a monthly operating fee, and in return you get a system that is hosted, supported, watched, and improved by the people who built it. Your business knowledge stays yours, in a form you can take with you: your data, your documented processes, your decision rules.
The financing, stated plainly
We finance the build and recover our investment through the operating fee. That is the whole
mechanism, and we say it in exactly those words.
The 12-month initial term does not recover our investment. In the example below, the first
year bills $84,000 of operating fee against $105,000 invested, and that fee is also carrying
hosting, support, and operating cost. Recovery actually happens over roughly the first two
to four years, through renewal. We say this up front for a hard commercial reason: a
customer who believes we broke even at month 12 reads every invoice from month 13 onward as
pure margin, and resents it.
Two consequences follow from the multi-year recovery window. First, we underwrite every
engagement before we finance it, and we can decline: a financier who cannot say no is not
underwriting. Second, if the acceptance warranty fails and we cannot cure it, we absorb the
implementation loss. A warranty whose failure cost lands on the customer is not a warranty.
What each side owns, and how you leave
The software is ours; the business is yours; you can leave with your business.
You own your data, the Business Operating System Blueprint, your process documentation and
runbooks, your decision rules, and your baseline metrics. Hadto owns the software platform,
the source code, and the reusable modules. We keep the software because reuse across
deployments is where our economics come from; you keep everything specific to running your
company, because otherwise licensing instead of owning would be a trap.
Exit terms sit here in the offer, not buried in the contract: on termination you receive
your data exported in usable formats, the full process documentation, and a defined
transition period — 90 days is the illustrative figure — with support during handover.
Licensing a system you do not own is a dependence decision, and visible exit terms are the
price of asking you to make it.
What an engagement looks like in numbers
One example engagement is used everywhere numbers appear on this site, so you can check any
page against the same numbers:
The canonical example engagement | Item | Value |
| Discovery | $20,000 |
| Software design and development | $70,000 |
| Integration and deployment | $15,000 |
| Total Implementation Value | $105,000 — funded by Hadto, not billed to you |
| Monthly operating fee | $7,000 = Base Platform Fee $2,500 + two Managed Applications at $2,250 each |
| Initial term | 12 months |
The implementation value is shown for transparency. It is a defensible market-rate estimate
of what this build would cost, and it has to survive scrutiny on scope, complexity,
integrations, labor rates, and delivery risk. It is what we are actually investing, not a
number inflated to make the financing look generous.
How the fee is built
The monthly fee has three parts: a Base Platform Fee of $1,500 to $3,000 that
pays for shared infrastructure, account management, monitoring, security, common AI
services, maintenance, and standard support; a Managed Application Fee of $1,000 to $4,000 per application per month; and usage and
complexity adjustments for things like high AI usage, transaction volume, 24/7 coverage, and
integration count.
The resulting bands key to what we operate, and to nothing else:
- One focused workflow: $2,500 to $4,000 per month. A single workflow operated end to end.
- Several connected workflows: $4,500 to $7,500 per month. Connected workflows with shared records and handoffs.
- An operationally critical multi-application platform: $7,500 to $12,000 per month. Multiple applications the business depends on to run the day.
- Regulated or high-availability platforms: Priced custom. Priced custom for regulatory scope and availability requirements.
Your revenue never sets the band. The fee prices an operated system, so its drivers are the
cost and criticality of operating it; pricing by revenue would mean charging two customers
different amounts for the same system, and that fails the first diligence conversation a
careful buyer runs.
One more rule sits on your side of the trade. Before we propose, discovery has to identify
roughly three to five times the annual contract value in credible operational value: labor
recovered, errors avoided, capacity unlocked. The example's $84,000 first-year contract
needs roughly $250,000 to $420,000 of credible value behind it. I think of the multiple as
our margin of safety on your side of the table: renewal is our recovery mechanism, and a
customer whose plausible upside only marginally clears the fee will not renew through a
soft quarter.
Who this is for
The offer is built for owner-led service businesses with $2M to $20M in revenue and 10 to
150 employees, running recurring workflows with multiple handoffs on fragmented software and
spreadsheets, with the margin to support a $2,500 to $12,000 monthly fee and leadership
willing to enforce adoption. Revenue appears here as a qualification signal and nowhere
else. It never sets a price. Each part of the profile maps to a failure mode we cannot
underwrite around: too small and the fee has no margin to sit on; too large and procurement
wants owned code; no owner authority and adoption stalls; no fragmentation and there is
nothing for the platform to consolidate.
The engagement, stage by stage
- Qualification. We score fit before anything else: only high-potential prospects get full discovery, because discovery capacity is the scarce input this stage protects.
- Funded discovery. Produces the signed Business Operating System Blueprint: your domain model, process maps, baseline KPIs, MVP scope, acceptance tests, and exclusions. You own it.
- Investment review. We underwrite the engagement internally and can decline it. This is what makes the financing a decision rather than a default.
- Contract. The 12-month minimum term, the fee, MVP scope, acceptance criteria, data ownership, and the termination, transition, and data-export provisions.
- Implementation and acceptance. We build to the Blueprint, then run a 30-day acceptance period against the signed criteria.
- Managed operation. Hosting, monitoring, incident response, security, KPI reports against the Blueprint baselines, recurring operational reviews, plus the adoption program below. This stage earns the renewal our recovery depends on.
- Expansion. New scope arrives as a new proposal with its own valuation, incremental fee, and acceptance criteria, so the original warranty never blurs.
The Blueprint is the load-bearing document of the whole engagement: discovery produces it,
you sign it, the contract scopes to it, implementation builds to it, acceptance tests
against it, and you keep it if you leave. Every dispute an engagement like this can
generate (scope, warranty, acceptance, exit) resolves by reference to some document, and
concentrating that authority in one signed document you own is cheaper and safer for both of
us than arguing it across proposals and emails.
Warranty, and the three kinds of change
The warranty is material conformance to the signed Blueprint and its acceptance criteria,
tested in the 30-day acceptance period, with a defect process, a cure period, and your right
to terminate if a material failure goes uncured. It excludes changed requirements, missing
data or access, third-party service failures, misuse, poor adoption, and KPI
underperformance alone. It never guarantees revenue, labor, or margin outcomes, because
baseline improvement depends on adoption. The exclusion list is what keeps the promise
honest enough that we can afford to absorb it when it fails.
Every post-launch request lands in exactly one of three classes:
- Defect. The system fails the signed specification. Fixed at our cost, always.
- Refinement. A small adjustment with no material change to the domain model, integrations, security, or workflow structure. Covered by an included allowance of 30 to 40 engineering hours during the first 90 days, non-rollover.
- Expansion. New actors, capabilities, integrations, automation, data classes, infrastructure, or compliance scope. A new proposal with its own valuation, acceptance criteria, and incremental fee.
The classes are separable because each has a different payer and a different paper trail.
Ambiguity between them is where fixed-fee software engagements traditionally lose their
margin and their customer goodwill at the same time.
Adoption is our work
Getting your team to actually use the system is our job, with defined obligations: training
milestones at launch, usage visibility reported in every operational review, and a defined
intervention (retraining, workflow adjustment, or owner escalation) when usage drops below
the level the baseline metrics assume. Our recovery depends on renewal, and renewal depends
on usage, so we do not get to treat adoption as your problem. The warranty still excludes
adoption-driven dissatisfaction, but only as the residue after we have done that work.
After year one
The fee does not step down after the investment is recovered, because it was never a loan
payment. It prices the operated system: hosting, support, security, AI operations,
continuous improvement. Financing recovery simply happens inside the early years of it.
What changes over time is what the same dollars buy: after recovery, the fee funds continued
improvement and platform investment, so the system gets more capable while the price holds.
There is no second implementation charge for the original scope, ever. Expansions add priced
increments.
Terms used on this page
Total Implementation Value
The defensible market-rate value of the full implementation (discovery, software design and development, integration and deployment), funded by Hadto. $105,000 in the canonical example. It is an investment we make, not a price.
Base Platform Fee
The $1,500–$3,000 monthly component paying for Hadto-operated shared infrastructure. $2,500 in the canonical example. Excluded from all participation bases.
Managed Application Fee
The $1,000–$4,000 per-application monthly component. $2,250 per application in the canonical example.
Business Operating System Blueprint
The signed discovery output: domain model, process maps, baseline KPIs, MVP scope, acceptance tests, exclusions. Owned by the customer.
Next step
We finance the builds we take on, and we recover that investment only if the system keeps
earning your renewal. If the trade reads right for your company, start the fit check. We
score every submission, qualified fits move to funded discovery, and if it is not a fit
right now we say exactly that.